Build your savings
Savings accounts
Whether it's a lifelong dream or a weekend getaway, South Coast ILWU FCU offers a variety of great savings options to help you get there. They're all NCUA-insured, so you know your money is safe. Our savings accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it.
We offer:
- Share accounts
- Share draft (checking) accounts
- Certificates of deposit accounts
- Direct deposit
- Toll-free telephone line
- Youth savings accounts
- Visa cards
- Money market accounts
- Payroll deduction
- Home banking
Rates as of 6/15/2020. Rates are subject to change
Account type |
Balance |
Rate |
APY* |
| Share accounts | $100.00 | 0.01% | 0.01% |
| Youth savings accounts | Any balance until the age of 18 | 0.01% | 0.01% |
| Money market accounts | $2,500.00 to $9,999.99 | 0.05% | 0.05% |
| - | $10,000.00 to $24,999.99 | 0.10% | 0.10% |
| - | $25,000.00 and over | 0.10% | 0.10% |
Early withdrawal Penalties: A penalty may be imposed before maturity.The penalty we may impose is the greater of:
Seven (7) days dividends, on the certificate balance withdrawn subject to penalty, if the withdrawal is made within the first six (6) days after the deposit, or
Sixty (60) days dividends on the certificate balance withdrawn subject to penalty.
Minimum balance |
Term |
Rate |
APY* |
| $1,000.00 | 6 months | 0.07% | 0.07% |
| $1,000.00** | 12 months | 0.10% | 0.10% |
| $1,000.00** | 18 months | 0.10% | 0.10% |
| $1,000.00** | 24 months | 0.15% | 0.15% |
Early withdrawal Penalties: A penalty may be imposed before maturity.The penalty we may impose is the greater of:
Seven (7) days dividends, on the certificate balance withdrawn subject to penalty, if the withdrawal is made within the first six (6) days after the deposit, or
Sixty (60) days dividends on the certificate balance withdrawn subject to penalty.
** Minimum balance is $500.00 for children up to age 18.
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Single Deposit Savings
The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.