Office Hours: Monday – Friday 9am –5pm      (541) 756-5746      (541) 756-1244      2438 Broadway, North Bend, OR 97459


united neighbors fcu loan rates

Build your savings

Savings accounts



Whether it's a lifelong dream or a weekend getaway, South Coast ILWU FCU offers a variety of great savings options to help you get there. They're all NCUA-insured, so you know your money is safe. Our savings accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it.

We offer:

  • Share accounts
  • Share draft (checking) accounts
  • Certificates of deposit accounts
  • Direct deposit
  • Toll-free telephone line
  • Youth savings accounts
  • Visa cards
  • Money market accounts
  • Payroll deduction
  • Home banking

Rates as of 3/15/2014. Rates are subject to change

Account type

Balance

Rate

APY*

Share accounts $100.00 0.05% 0.05%
Youth savings accounts Any balance until the age of 18 0.05% 0.05%
Money market accounts $2,500.00 to $9,999.99 0.10% 0.10%
- $10,000.00 to $24,999.99 0.15% 0.15%
- $25,000.00 and over 0.20% 0.20%

Early withdrawal Penalties: A penalty may be imposed before maturity.The penalty we may impose is the greater of:
Seven (7) days dividends, on the certificate balance withdrawn subject to penalty, if the withdrawal is made within the first six (6) days after the deposit, or
Sixty (60) days dividends on the certificate balance withdrawn subject to penalty.

Minimum balance

Term

Rate

APY*

$1,000.00 6 months 0.15% 0.15%
$1,000.00** 12 months 0.20% 0.20%
$1,000.00** 18 months 0.30% 0.30%
$1,000.00** 24 months 0.35% 0.35%

Early withdrawal Penalties: A penalty may be imposed before maturity.The penalty we may impose is the greater of:
Seven (7) days dividends, on the certificate balance withdrawn subject to penalty, if the withdrawal is made within the first six (6) days after the deposit, or
Sixty (60) days dividends on the certificate balance withdrawn subject to penalty.
** Minimum balance is $500.00 for children up to age 18.

Note: When entering numbers into the data fields only use numbers and applicable decimal points. Entering commas, dollar signs, or any other non-numeric characters will cause an error. Javascript must be on in order for the calculator to work.

Single Deposit Savings

The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.