Office Hours: Monday – Friday 9am –5pm      (541) 756-5746      (541) 756-1244      2438 Broadway, North Bend, OR 97459

united neighbors fcu loan rates

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Competitive loan rates

South Coast ILWU Federal Credit Union offers a wide variety of loans at affordable rates. Are you looking for your first car, a new car or pickup, a motor home or RV? Are you purchasing or refinancing a home? Do you want to make use of the equity in your home?

You can expect all of our lending services to come with the prompt and friendly service you deserve as a member-owner of SCILWU FCU. We think our combination of outstanding service, great rates and convenience just can't be beat! Check out our rates, try different loan scenarios on the loan calculator, then complete the loan application, print it and submit it to our loan officer. You can also Click Here to apply for a mortgage loan today.

Our lending services include:

  • New and used auto loans
  • News and used RV, motorcycle, and boat loans
  • Share secured loans
  • First mortgage home loans
  • Signature loans

Rates as of 3/15/2019. Rates are subject to change

Loan type



Share secured up to 60 months 3.00%
- 61 to 84 months 3.75%
New auto Up to 72 months 3.99%
Used auto (3 years old or newer) Up to 72 months 5.49%
Used auto (older than 3 years) 60 months maximum 5.49%
New RV's and boats - -
  Up to $10,999.99 60 months 7.40%
  $11,000.00 to $30,999.99 61 to 120 months 7.90%
  $31,000.00 to $59,000.00 121 to 179 months 8.40%
  $60,000.00 and over 180 to 240 months 8.90%
Used RVs and Boats (3 years old or newer) - -
  Up to $19,999.00 60 months 8.15%
  $20,000.00 and over 61 to 120 months 8.90%
Used RVs and Boats (older than 3 years) - -
  Up to $19,999.00 60 months 7.00%
  $20,000.00 and over 61 to 120 months 8.90%
Signature 24 months 12.00%
25 to 48 months 13.00%

Calculate your loan

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The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.